Skip to content

Pampanga

Business loans in the City of San Fernando, Pampanga

The City of San Fernando is Pampanga's capital, and many national agencies keep their Central Luzon regional offices here. It is the home of the giant lanterns, with many of their makers in Barangay Santa Lucia, and Pampanga's Best, the tocino and longganisa maker established in 1967, began by selling to butchers at the San Fernando Public Market.

Datung serves established businesses across the City of San Fernando.

  • One application for all 6 kinds of financing
  • Just 3 things to apply
  • Our team visits businesses in San Fernando as part of the review.
  • Pre-approval usually within about 1 hour

Times count business hours only: Monday to Friday, 9 AM to 4 PM. If you apply after hours, we pick it up at 9 AM on the next business day. Our aim, not a guarantee.

Can I get a Datung business loan in City of San Fernando, Pampanga?

Yes. Datung serves established businesses in the City of San Fernando, from Santa Lucia's lantern makers to the malls by the NLEX exit. You apply online with the form, 1 valid ID and your last 3 months of bank statements. Our team visits businesses in San Fernando as part of the review. The visit is arranged after pre-approval, and if it is a yes, the interest rate and all charges are disclosed in full before you sign.

Lender
Dark Knight Lending, Inc. (DBA Datung)
SEC registration
SEC Reg. No. 2024070157507-01 · Certificate of Authority No. 3506
Parent company
Datung Pte. Ltd., Singapore
Financing
PO financing, invoice factoring, check rediscounting, revolving credit lines, collateral-based financing and business loans
Amounts and terms
₱30,000 to ₱10,000,000, for 3 to 12 months
To apply
The online form, 1 valid ID and your last 3 months of bank statements
Timing (our aim, not a guarantee)
Pre-approval usually within about 1 hour; final answer usually within 12 hours. Business hours only.
Fees before release
None. Datung never asks for a fee before your loan is released.
Contact
sales@datung.io

Times count business hours only: Monday to Friday, 9 AM to 4 PM. If you apply after hours, we pick it up at 9 AM on the next business day. These are our aims, not guarantees.

Business in San Fernando

Where San Fernando businesses need working capital

San Fernando's cash cycles follow its seasons: the lantern makers' December, the processors' holiday orders, and government payment schedules.

  • The giant lantern makers

    Barangay Santa Lucia has the most giant lantern (parol) makers, and the barangays compete every December in the Giant Lantern Festival. Makers buy steel, capiz, plastic and lights months before the season pays.

  • Tocino and longganisa processors

    The city's tocino and longganisa processors were the subject of a UP Los Baños industry study as far back as 1987. They buy meat and packaging ahead of the holiday orders and wait on their buyers' terms after delivery.

  • The malls by the NLEX exit

    Robinsons Starmills, in Barangay San Jose, sits by the NLEX San Fernando exit, and SM City Pampanga spans San Jose and neighbouring Mexico. Retailers and their suppliers stock up for the busy months.

  • Suppliers to the regional offices

    Regional offices of national agencies, and new ones under construction such as the Department of Tourism's on Tourism Road, Calulut, buy supplies and services through purchase orders and pay on their own schedules.

Business permit

The business permit in San Fernando

In San Fernando, the Mayor's permit comes from the Business License and Permit Division (BLPD).

In February 2018 the city signed an agreement with a courier company to deliver business permits to their owners, and it has also offered online application and payment for business permits.

The city's Negosyo Center is on Tourism Road, Barangay Calulut, and the Department of Tourism is building its new regional office beside it.

You don't need a permit to apply with Datung. It's one of the optional documents: add it if you have it, and we'll ask during review if we need it. Offices and online systems change, so confirm the details with the LGU before you go.

How to apply

How do I apply from San Fernando?

The application is online, so it works the same from anywhere in San Fernando. One application covers all 6 kinds of financing: tell us what the money is for, and we'll match you to the best fit.

  1. Step 1: Apply once, online

    Step 1: about 5 minutes

    Fill in the form from San Fernando on your phone or laptop, with 1 valid ID and your last 3 months of bank statements. No account, nothing to print.
  2. Step 2: Review and pre-approval

    Usually within about 1 hour

    A credit officer reviews your application. We aim to give you a pre-approval within about 1 hour, during business hours.
  3. Step 3: A visit to your business

    After pre-approval

    Our team visits businesses in San Fernando as part of the review. After pre-approval, a credit officer arranges a time with you to see the business for themselves.
  4. Step 4: Your final answer

    Usually within 12 hours

    We aim to give you a final answer within 12 hours. If it's a yes, the interest rate and all charges are disclosed in full before you sign.

Times count business hours only: Monday to Friday, 9 AM to 4 PM. If you apply after hours, we pick it up at 9 AM on the next business day. These are our aims, not guarantees.

Datung's offices

We have two offices, both in Metro Manila, and no branches elsewhere. You don't need to visit either to apply.

  • Registered office, BGC

    Unit 10-01, One Global Place, 25th St. cor. 5th Ave., Bonifacio Global City, Taguig City, Metro Manila 1634

    Our registered office.

  • Sucat office, Parañaque

    Datung Building (Wimpex), W Service Road, Sucat, Parañaque City, Metro Manila 1700

    Walk in for help with your application.

    Open the Sucat office in Google Maps

Sa Filipino

May negosyo ka sa San Fernando? Mag-apply online sa 2 maikling hakbang, mga 5 minuto bawat isa. Ang kailangan lang: ang online form, isang valid na government ID at ang bank statements mo sa huling 3 buwan. Pagkatapos ng pre-approval, bibisitahin ng aming team ang iyong negosyo.

Ready to apply from San Fernando?

Apply in 2 short steps of about 5 minutes each with 1 valid ID and your last 3 months of bank statements.

FAQ

Business loan questions in San Fernando

Straight answers for businesses in San Fernando.

Can I get a business loan in the City of San Fernando, Pampanga?

Yes. We serve established businesses across the City of San Fernando. You apply online, and our team visits your business as part of the review, after pre-approval.

Is there financing for parol makers before the Christmas season?

Yes, for established lantern makers. A business loan funds materials and labour ahead of the season, and a confirmed order from a mall, LGU or company can be funded with PO financing.

I supply government offices in San Fernando. Can I get cash while I wait for payment?

Yes. If you hold a confirmed purchase order, PO financing funds the goods; once you've delivered and billed, invoice factoring can turn the invoice into cash.

Do I need a business permit in San Fernando to apply?

Not to apply. A business permit, DTI or SEC registration is optional at the start: add it if you have it, and we'll ask during review if we need it. In San Fernando, the Mayor's permit comes from the Business License and Permit Division (BLPD). See the business loan requirements.
  • Business loans in Pampanga for food processors, makers and suppliers in the City of San Fernando: PO financing, credit lines and business loans.

    Business loans in Pampanga
  • Business loans in Bulacan for jewellers, leather and garment makers, pharma suppliers and traders in Malolos, Meycauayan, SJDM, Marilao and Bocaue.

    Business loans in Bulacan
  • Business loans across Metro Manila: PO financing, invoice factoring, check rediscounting and credit lines for suppliers, wholesalers and distributors.

    Business loans in Metro Manila
  • A lump sum for inventory, equipment, payroll or your peak season, repaid over 3 to 12 months.

    Learn more about business loans
  • Funds to buy the goods for a confirmed customer order, so you can say yes to the big one.

    Learn more about PO financing
  • Get cash for invoices you've already issued, instead of waiting for your customers to pay.

    Learn more about invoice factoring
  • Outside these areas? Email sales@datung.io and we'll tell you whether we can review your application.

    See every area we serve