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Metro Manila

Business loans in Manila for Binondo, Divisoria and Quiapo traders

Manila's wholesale trade still runs through the streets it has for generations. Binondo was founded in 1594 as a settlement for Chinese traders and grew into a commercial district; Divisoria, between Tondo and Binondo, supplies resellers from across Luzon; and Quiapo and Santa Cruz sell electrical goods, hardware and machinery.

Datung serves established wholesalers, importers and traders across Manila.

Apply now
  • One application for all 6 kinds of financing
  • Just 3 things to apply
  • Our team visits businesses in Manila as part of the review.
  • Pre-approval usually within about 1 hour

Times count business hours only: Monday to Friday, 9 AM to 4 PM. If you apply after hours, we pick it up at 9 AM on the next business day. Our aim, not a guarantee.

Can I get a Datung business loan in Manila?

Yes. Datung serves established businesses in Manila, including Binondo, Divisoria, Tondo, Quiapo and Santa Cruz. You apply online with the form, 1 valid ID and your last 3 months of bank statements. Our team visits businesses in Manila as part of the review. The visit is arranged after pre-approval, and if it is a yes, the interest rate and all charges are disclosed in full before you sign.

Lender
Dark Knight Lending, Inc. (DBA Datung)
SEC registration
SEC Reg. No. 2024070157507-01 · Certificate of Authority No. 3506
Parent company
Datung Pte. Ltd., Singapore
Financing
PO financing, invoice factoring, check rediscounting, revolving credit lines, collateral-based financing and business loans
Amounts and terms
₱30,000 to ₱10,000,000, for 3 to 12 months
To apply
The online form, 1 valid ID and your last 3 months of bank statements
Timing (our aim, not a guarantee)
Pre-approval usually within about 1 hour; final answer usually within 12 hours. Business hours only.
Fees before release
None. Datung never asks for a fee before your loan is released.
Contact
sales@datung.io

Times count business hours only: Monday to Friday, 9 AM to 4 PM. If you apply after hours, we pick it up at 9 AM on the next business day. These are our aims, not guarantees.

Business in Manila

Where Manila traders need working capital

In Manila's markets the cash gap is in stock and in checks: wholesalers buy in bulk, sell on terms, and are paid with post-dated checks.

  • Divisoria

    C.M. Recto and Juan Luna divide Divisoria into quadrants, each street with its trade: rugs, canvas and bedding on Juan Luna; plastics, packaging, ready-to-wear and fabric remnants on Ylaya; sewing and tailoring supplies on Tabora; seeds and fertilizers on C. Planas; seasonings around El Cano. Malls like Tutuban and 168 sit among them.

    Financing that can fit

  • Binondo

    Trading houses, importers and family firms that supply the markets and the provinces. Big import orders come before the goods sell, and buyers pay with post-dated checks.

    Financing that can fit

  • Quiapo and Santa Cruz

    Raon (Gonzalo Puyat Street) sells electrical supplies, electronics, audio gear and hardware, and the Evangelista stretch toward Recto sells generators, motors and water pumps: stock-heavy trades that sell to contractors and resellers.

    Financing that can fit

Business permit

The business permit in Manila

In Manila, the Mayor's permit comes from the Bureau of Permits.

Manila's Bureau of Permits processes new permits and renewals. The city's GO! Manila app takes business tax and permit applications and payments online, and e-BOSS help desks operate at City Hall and at mall satellites such as SM City Manila during renewal season.

The city extended its 2026 renewal deadline into February, so check the announcement for the year you renew.

You don't need a permit to apply with Datung. It's one of the optional documents: add it if you have it, and we'll ask during review if we need it. Offices and online systems change, so confirm the details with the LGU before you go.

See what's required and what's optionalThe official Manila government website

How to apply

How do I apply from Manila?

The application is online, so it works the same from anywhere in Manila. One application covers all 6 kinds of financing: tell us what the money is for, and we'll match you to the best fit.

  1. Step 1: Apply once, online

    Step 1: about 5 minutes

    Fill in the form from Manila on your phone or laptop, with 1 valid ID and your last 3 months of bank statements. No account, nothing to print.

  2. Step 2: Review and pre-approval

    Usually within about 1 hour

    A credit officer reviews your application. We aim to give you a pre-approval within about 1 hour, during business hours.

  3. Step 3: A visit to your business

    After pre-approval

    Our team visits businesses in Manila as part of the review. After pre-approval, a credit officer arranges a time with you to see the business for themselves.

  4. Step 4: Your final answer

    Usually within 12 hours

    We aim to give you a final answer within 12 hours. If it's a yes, the interest rate and all charges are disclosed in full before you sign.

Times count business hours only: Monday to Friday, 9 AM to 4 PM. If you apply after hours, we pick it up at 9 AM on the next business day. These are our aims, not guarantees.

Datung's offices

We have two offices, both in Metro Manila, and no branches elsewhere. You don't need to visit either to apply.

  • Registered office, BGC

    Unit 10-01, One Global Place, 25th St. cor. 5th Ave., Bonifacio Global City, Taguig City, Metro Manila 1634

    Our registered office.

  • Sucat office, Parañaque

    Datung Building (Wimpex), W Service Road, Sucat, Parañaque City, Metro Manila 1700

    Walk in for help with your application.

    Open the Sucat office in Google Maps

Sa Filipino

May negosyo ka sa Manila? Mag-apply online sa 2 maikling hakbang, mga 5 minuto bawat isa. Ang kailangan lang: ang online form, isang valid na government ID at ang bank statements mo sa huling 3 buwan. Pagkatapos ng pre-approval, bibisitahin ng aming team ang iyong negosyo.

Ready to apply from Manila?

Apply in 2 short steps of about 5 minutes each with 1 valid ID and your last 3 months of bank statements.

Apply now

FAQ

Business loan questions in Manila

Straight answers for businesses in Manila.

Can I get a business loan in Manila, Binondo or Divisoria?

Yes. We serve established wholesalers, importers and traders across Manila. You apply online, and our team visits your store or warehouse as part of the review, after pre-approval.

My customers pay with post-dated checks. Can I get cash now?

Yes. That's what check rediscounting is for: we may ask to see the checks during review. If you restock every month, a revolving credit line can sit alongside it on the same application.

Can I finance an import order for my Binondo trading business?

If the order is confirmed by your customer, PO financing funds the goods so you can fill it. Tell us about the order and the buyer in your application.

Do I need a business permit in Manila to apply?

Not to apply. A business permit, DTI or SEC registration is optional at the start: add it if you have it, and we'll ask during review if we need it. In Manila, the Mayor's permit comes from the Bureau of Permits. See the business loan requirements.

Nearby areas and financing

  • Business loans for Quezon City traders and suppliers in Cubao, Balintawak, Eastwood and beyond: check rediscounting, credit lines and invoice factoring.

    Business loans in Quezon City

  • Business loans for Caloocan traders, workshops and distributors in North and South Caloocan: credit lines, check rediscounting and business loans. Apply online.

    Business loans in Caloocan City

  • Business loans for Pasay suppliers and traders around the Mall of Asia complex, Baclaran and Cartimar: invoice factoring, PO financing and credit lines.

    Business loans in Pasay City

  • Business loans across Metro Manila: PO financing, invoice factoring, check rediscounting and credit lines for suppliers, wholesalers and distributors.

    Business loans in Metro Manila

  • Turn your customers' post-dated checks into cash now, instead of waiting for them to clear.

    Learn more about check rediscounting

  • An approved limit you can draw from, repay and draw again whenever the business needs it.

    Learn more about revolving credit lines

  • Funds to buy the goods for a confirmed customer order, so you can say yes to the big one.

    Learn more about PO financing

  • Outside these areas? Email sales@datung.io and we'll tell you whether we can review your application.

    See every area we serve